Summary
52 / 100 · Bulios Score
What speaks for it
- It has raised its dividend 12 years in a row and pays out only 41% of profit.
- The share price is below the Bulios Fair Price.
- It bought back its own shares for $3.88B in the last fiscal year, 5.9% of its market value.
What to watch
- Earnings per share fell by 8.7% a year over the last 3 years.
- Out of every 100 USD of revenue, only 4.6 USD is left as net profit.
- It missed profit estimates 4 times in the last 8 quarters.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 18.1 USD for 1 USD of yearly profit. Over the last five years it was 15.9 USD on average.
Valuation in detailIs it growing?
It is shrinkingRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 2.6% a year over 5 years. Over the last 3 years it grew by 4.3% a year. For the next fiscal year analysts expect revenue to grow by 3.0%. Earnings per share fell by 8.7% a year over the last 3 years.
Growth in detailDoes it make money?
PoorlyWhere 100 USD of revenue goes
- Cost of sales 74 USD
- Sales and administration 19 USD
- Taxes and other 1.6 USD
- Net profit 4.6 USD
Net profit, industry median (Insurance - Life) 11 USD
Out of every 100 USD of revenue, 4.6 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Small, safe- Yield
- 2.24%
- Paid out of profit
- 41%
- Raised in a row
- 12 years
You receive $2.32 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 26
- Hold 7
- Sell 0
Today's price within the analysts' price targets
The average target of $105.33 is 6.6% above today's price. 79% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Prepaid legal plans and administrative-only contracts 26%
- Vision fee for service arrangements 23%
- Other revenue from service contracts from customers 18%
- Fee-based investment management services 15%
- Administrative Service 12%
- Other 5.8%
By region
- Asia Segment 56%
- Latin America Segment 27%
- Europe, Middle East And Africa Segment 16%
Prepaid legal plans and administrative-only contracts brings in 26% of revenue.
Segments in detail