Summary
70 / 100 · Bulios Score
What speaks for it
- Earnings per share grew by 19% a year over the last 3 years.
- The share price is below the Bulios Fair Price.
What to watch
- Analysts expect revenue to fall by 62% this fiscal year.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 14.1 JPY for 1 JPY of yearly profit. Over the last five years it was 9.5 JPY on average.
Valuation in detailIs it growing?
Yes, fastRevenue (JPY)
Diluted EPS (JPY)
- Analyst estimate
Revenue grew by 19% a year over 5 years. Over the last 3 years it grew by 45% a year. For the next fiscal year analysts expect revenue to fall by 62%. Earnings per share grew by 19% a year over the last 3 years.
Growth in detailDoes it make money?
ReasonablyWhere 100 JPY of revenue goes
- Cost of sales 51 JPY
- Sales and administration 29 JPY
- Taxes and other 5.1 JPY
- Net profit 15 JPY
Net profit, industry median (Banks - Regional) 21 JPY
Out of every 100 JPY of revenue, 15 JPY is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Small, safe- Yield
- 1.70%
- Paid out of profit
- 24%
- Raised in a row
- 3 years
You receive $0.17 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Neutral- Buy 1
- Hold 3
- Sell 1
Today's price within the analysts' price targets
The average target of $10 is 1.6% below today's price. 20% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2026By product
- Securities related business 22%
- Lending related business 22%
- Financial Service, Other 18%
- Fiduciary and Trust 12%
- Investment Advisory, Management and Administrative Service 9.9%
- Other 15%
By region
- JAPAN 39%
- UNITED STATES 38%
- Asia 11%
- Europe 9.0%
- Others Countries 2.6%
Securities related business brings in 22% of revenue. Lending related business grew fastest, by 16% a year.
Segments in detail