Summary
76 / 100 · Bulios Score
What speaks for it
- Earnings per share grew by 22% a year over the last 3 years.
- The share price is below the Bulios Fair Price.
- Out of every 100 JPY of revenue, 19 JPY is left as net profit.
What to watch
None of the indicators we track raises a caution right now.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 14.3 JPY for 1 JPY of yearly profit. Over the last five years it was 10.6 JPY on average.
Valuation in detailIs it growing?
Yes, fastRevenue (JPY)
Diluted EPS (JPY)
- Analyst estimate
Revenue grew by 13% a year over 5 years. Over the last 3 years it grew by 33% a year. Earnings per share grew by 22% a year over the last 3 years.
Growth in detailDoes it make money?
Very wellWhere 100 JPY of revenue goes
- Cost of sales 44 JPY
- Sales and administration 30 JPY
- Taxes and other 7.3 JPY
- Net profit 19 JPY
Net profit, industry median (Banks - Diversified) 18 JPY
Out of every 100 JPY of revenue, 19 JPY is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Small, safe- Yield
- 2.04%
- Paid out of profit
- 29%
- Raised in a row
- 3 years
You receive $0.45 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 2
- Hold 0
- Sell 0
No analyst has published a price target.
100% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2026By product
- Other Fees And Commissions 28%
- Security Related Services 18%
- Investment Advisory, Management and Administrative Service 15%
- Credit Card 11%
- Remittances and Transfers 6.9%
- Other 21%
By region
- JAPAN 37%
- UNITED STATES 28%
- Asia Oceania Excluding Japan 18%
- Other Areas 9.6%
- Europe 8.1%
Other Fees And Commissions brings in 28% of revenue.
Segments in detail