nCino, Inc. NCNO · NASDAQ
$23.17 -0.73% (-$0.17)
Summary
50 / 100 · Bulios Score
What speaks for it
- It holds more cash than debt: $83.3M against $22.5M.
- The share price is below the Bulios Fair Price.
- Out of every 100 USD of revenue, 21 USD is left as free cash.
- It bought back its own shares for $125.1M in the last fiscal year, 5.1% of its market value.
What to watch
- Revenue growth is slowing: 13% a year over the last 3 years against 24% over 5 years.
- Out of every 100 USD of revenue, only 5.4 USD is left as net profit.
- It earns only 4.5 USD a year on every 100 USD of invested capital.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 73.5 USD for 1 USD of yearly profit.
Valuation in detailIs it growing?
SlowlyRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 24% a year over 5 years. Over the last 3 years it grew by 13% a year. For the next fiscal year analysts expect revenue to grow by 8.6%.
Growth in detailDoes it make money?
ReasonablyWhere 100 USD of revenue goes
- Cost of sales 38 USD
- Research and development 19 USD
- Sales and administration 35 USD
- Taxes and other 2.7 USD
- Net profit 5.4 USD
Net profit, industry median (Software - Application) 7.6 USD
Out of every 100 USD of revenue, 5.4 USD is left as net profit.
Profitability in detailIs it financially healthy?
YesIt could repay all its debt from a single year of free cash flow. It holds more cash than debt.
Financial health in detailDoes it pay a dividend?
NoIt pays no dividend.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 15
- Hold 9
- Sell 0
Today's price within the analysts' price targets
The average target of $23.43 is 1.1% above today's price. 63% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2026By product
- License and Service 88%
- Professional Services 12%
By region
- UNITED STATES 78%
- Non-US 22%
License and Service brings in 88% of revenue.
Segments in detail