Payoneer Global Inc. (PAYO) Stock | PAYO Stock Price & Analysis

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PAYO

Payoneer Global Inc. PAYO · NASDAQ

$7.12 +0.00% (+$0.00)

Summary

63 / 100 · Bulios Score

Valuation 87Growth 80Profitability 54Quality 23Debt 81Stability 63

What speaks for it

It holds more cash than debt: $346.3M against $86.2M.
The share price is below the Bulios Fair Price.
It bought back its own shares for $174.9M in the last fiscal year, 7.3% of its market value.
Revenue grew by 19% a year over the last 3 years.

What to watch

Out of every 100 USD of revenue, only 4.6 USD is left as net profit.
It missed profit estimates 5 times in the last 8 quarters.
It earns only 7.3 USD a year on every 100 USD of invested capital.

Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more

Score in detail

Is it expensive?

Looks cheap

Bulios Fair Price

Current price $7.12

5-year average P/E 27.6 74% higher

P/E today 48.0

Software - Infrastructure industry median

P/E today 48.0

Unlock fair price

Bulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?

Today you pay 48.0 USD for 1 USD of yearly profit. Over the last five years it was 27.6 USD on average.

Valuation in detail

Is it growing?

Yes, fast

Revenue (USD)

473M

628M

831M

978M

1.1B

1.2B

2021202220232024202520262027

Diluted EPS (USD)

-$0.19

-$0.03

$0.24

$0.31

$0.19

$0.15

$0.27

2021202220232024202520262027

Analyst estimate

Revenue grew by 25% a year over 5 years. Over the last 3 years it grew by 19% a year. For the next fiscal year analysts expect revenue to grow by 6.4%.

Growth in detail

Does it make money?

Reasonably

Where 100 USD of revenue goes

Cost of sales 22 USD
Research and development 16 USD
Sales and administration 52 USD
Taxes and other 5.9 USD
Net profit 4.6 USD

Net profit, industry median (Software - Infrastructure) 8.7 USD

Out of every 100 USD of revenue, 4.6 USD is left as net profit.

Profitability in detail

Is it financially healthy?

Yes

Cash and short-term investments $7.82B

Debt $86.2M

Free cash flow over 12 months $162.7M

It could repay all its debt from a single year of free cash flow. It holds more cash than debt.

Financial health in detail

Does it pay a dividend?

It pays no dividend.

Dividends in detail

What do analysts expect?

Mildly positive

Buy 6
Hold 4
Sell 0

Today's price within the analysts' price targets

Today's price $7.12 Average target $7.93

$7.12 $9

The average target of $7.93 is 11% above today's price. 60% of the analysts recommend buying.

Analysts in detail

What does it earn on?

Fiscal year 2025

By product

The company reports no revenue by product.

By region

CHINA 31%
Europe, Middle East, and Africa ( 23%
Asia Pacific 19%
Latin America 9.7%
North America 8.8%
Other 8.5%

CHINA brings in 31% of revenue. Asia Pacific grew fastest, by 39% a year.

Segments in detail