Summary
62 / 100 · Bulios Score
What speaks for it
- Earnings per share grew by 154% a year over the last 3 years.
- The share price is below the Bulios Fair Price.
What to watch
- It cut its dividend by 65% last year.
- Earnings per share swing sharply from year to year.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapPrice against the Bulios Fair Price
P/E against its own last 5 years
P/E against the industry (Insurance - Property & Casualty)
Bulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 10.9 USD for 1 USD of yearly profit. Over the last five years it was 35.2 USD on average.
Valuation in detailIs it growing?
Yes, fastRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 15% a year over 5 years. Over the last 3 years it grew by 21% a year. For the next fiscal year analysts expect revenue to grow by 0.9%. Earnings per share grew by 154% a year over the last 3 years.
Growth in detailDoes it make money?
ReasonablyWhere 100 USD of revenue goes
- Cost of sales 73 USD
- Sales and administration 11 USD
- Taxes and other 3.4 USD
- Net profit 13 USD
Net profit, industry median (Insurance - Property & Casualty) 11 USD
Out of every 100 USD of revenue, 13 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
High, stretched- Yield
- 6.31%
- Paid out of profit
- 69%
You receive $13.90 per share a year. The payout takes a large part of its profit or free cash flow.
Dividends in detailWhat do analysts expect?
Neutral- Buy 16
- Hold 22
- Sell 4
Today's price within the analysts' price targets
The average target of $222.62 is at today's price. 38% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Personal Lines Segment 87%
- Commercial Lines Segment 13%
By region
The company reports no revenue by region.
Personal Lines Segment brings in 87% of revenue.
Segments in detail