Summary
64 / 100 · Bulios Score
What speaks for it
- It has raised its dividend 12 years in a row and pays out only 50% of profit.
- The share price is below the Bulios Fair Price.
What to watch
- Out of every 100 USD of revenue, only 5.9 USD is left as net profit.
- Revenue grew by only 2.2% a year over the last 3 years.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 10.4 USD for 1 USD of yearly profit. Over the last five years it was 11.7 USD on average.
Valuation in detailIs it growing?
SlowlyRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 1.3% a year over 5 years. Over the last 3 years it grew by 2.2% a year. For the next fiscal year analysts expect revenue to fall by 2.2%.
Growth in detailDoes it make money?
PoorlyWhere 100 USD of revenue goes
- Cost of sales 69 USD
- Sales and administration 23 USD
- Taxes and other 1.8 USD
- Net profit 5.9 USD
Net profit, industry median (Insurance - Life) 10 USD
Out of every 100 USD of revenue, 5.9 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Moderate, safe- Yield
- 4.77%
- Paid out of profit
- 50%
- Raised in a row
- 12 years
You receive $5.55 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Neutral- Buy 7
- Hold 25
- Sell 5
Today's price within the analysts' price targets
The average target of $105.22 is 9.2% below today's price. 19% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Retirement 56%
- Group Insurance 23%
- Individual Life 21%
By region
- UNITED STATES 69%
- JAPAN 20%
- Non-US 11%
Retirement brings in 56% of revenue. Group Insurance grew fastest, by 2.2% a year.
Segments in detail