Summary
69 / 100 · Bulios Score
What speaks for it
- Out of every 100 USD of revenue, 23 USD is left as net profit.
- It has raised its dividend 13 years in a row and pays out only 42% of profit.
- You pay 10.4 USD for 1 USD of yearly profit, little for its sector.
- It bought back its own shares for $1.42B in the last fiscal year, 6.1% of its market value.
What to watch
- Analysts expect revenue to fall by 19% this fiscal year.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Fairly pricedBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 10.4 USD for 1 USD of yearly profit. Over the last five years it was 9.7 USD on average.
Valuation in detailIs it growing?
SlowlyRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 7.7% a year over 5 years. Over the last 3 years it grew by 8.7% a year. For the next fiscal year analysts expect revenue to fall by 19%. Earnings per share grew by 0.1% a year over the last 3 years.
Growth in detailDoes it make money?
Very wellWhere 100 USD of revenue goes
- Cost of sales 22 USD
- Sales and administration 47 USD
- Taxes and other 6.6 USD
- Net profit 24 USD
Net profit, industry median (Banks - Regional) 21 USD
Out of every 100 USD of revenue, 24 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Moderate, safe- Yield
- 4.01%
- Paid out of profit
- 42%
- Raised in a row
- 13 years
You receive $1.09 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Neutral- Buy 21
- Hold 27
- Sell 4
Today's price within the analysts' price targets
The average target of $32.78 is 19% above today's price. 40% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2023By product
- Consumer Bank 56%
- Corporate Bank 36%
- Wealth Management 8.2%
By region
The company reports no revenue by region.
Consumer Bank brings in 56% of revenue. Corporate Bank grew fastest, by 61% a year.
Segments in detail