Summary
70 / 100 · Bulios Score
What speaks for it
- Out of every 100 USD of revenue, 23 USD is left as net profit.
- The share price is below the Bulios Fair Price.
- It bought back its own shares for $1.42B in the last fiscal year, 6.8% of its market value.
- Revenue grew by 8.7% a year over the last 3 years.
What to watch
- Analysts expect revenue to fall by 19% this fiscal year.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapPrice against the Bulios Fair Price
P/E against the industry (Banks - Regional)
Bulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 9.4 USD for 1 USD of yearly profit.
Valuation in detailIs it growing?
SlowlyRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 7.7% a year over 5 years. Over the last 3 years it grew by 8.7% a year. For the next fiscal year analysts expect revenue to fall by 19%. Earnings per share grew by 0.1% a year over the last 3 years.
Growth in detailDoes it make money?
Very wellWhere 100 USD of revenue goes
- Cost of sales 23 USD
- Sales and administration 47 USD
- Taxes and other 6.4 USD
- Net profit 23 USD
Net profit, industry median (Banks - Regional) 26 USD
Out of every 100 USD of revenue, 23 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
High, stretched- Yield
- 7.21%
- Paid out of profit
- 68%
- Raised in a row
- 1 year
You receive $1.74 per share a year. The payout takes a large part of its profit or free cash flow.
Dividends in detailWhat do analysts expect?
No coverageNo analyst covers this stock.
Analysts in detailWhat does it earn on?
Fiscal year 2022By product
- Consumer Bank 53%
- Corporate Bank 39%
- Wealth Management 8.5%
By region
The company reports no revenue by region.
Consumer Bank brings in 53% of revenue. Wealth Management grew fastest, by 11% a year.
Segments in detail