Summary
87 / 100 · Bulios Score
What speaks for it
- Out of every 100 USD of revenue, 31 USD is left as net profit.
- Revenue grew by 21% a year over the last 3 years.
- It has raised its dividend 11 years in a row and pays out only 39% of profit.
- The share price is below the Bulios Fair Price.
What to watch
None of the indicators we track raises a caution right now.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 13.1 USD for 1 USD of yearly profit.
Valuation in detailIs it growing?
Yes, fastRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 20% a year over 5 years. Over the last 3 years it grew by 21% a year. Earnings per share grew by 3.2% a year over the last 3 years.
Growth in detailDoes it make money?
Very wellWhere 100 USD of revenue goes
- Cost of sales 43 USD
- Sales and administration 19 USD
- Taxes and other 7.1 USD
- Net profit 31 USD
Net profit, industry median (Banks - Regional) 20 USD
Out of every 100 USD of revenue, 31 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Small, safe- Yield
- 2.96%
- Paid out of profit
- 39%
- Raised in a row
- 11 years
You receive $1.14 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 4
- Hold 2
- Sell 0
Today's price within the analysts' price targets
The average target of $46 is 21% above today's price. 67% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Deposit Account 46%
- Credit Card 32%
- Mortgage Banking 21%
By region
The company reports no revenue by region.
Deposit Account brings in 46% of revenue.
Segments in detail