Summary
77 / 100 · Bulios Score
What speaks for it
- Earnings per share grew by 28% a year over the last 3 years.
- It has raised its dividend 12 years in a row and pays out only 20% of profit.
- The share price is below the Bulios Fair Price.
What to watch
- Analysts expect revenue to fall by 13% this fiscal year.
- It missed profit estimates 5 times in the last 8 quarters.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 11.6 USD for 1 USD of yearly profit. Over the last five years it was 18.3 USD on average.
Valuation in detailIs it growing?
Yes, fastRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 13% a year over 5 years. Over the last 3 years it grew by 14% a year. For the next fiscal year analysts expect revenue to fall by 13%. Earnings per share grew by 28% a year over the last 3 years.
Growth in detailDoes it make money?
PoorlyWhere 100 USD of revenue goes
- Cost of sales 44 USD
- Sales and administration 44 USD
- Taxes and other 2.2 USD
- Net profit 9.4 USD
Net profit, industry median (Insurance - Property & Casualty) 9.8 USD
Out of every 100 USD of revenue, 9.4 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Small, safe- Yield
- 1.73%
- Paid out of profit
- 20%
- Raised in a row
- 12 years
You receive $1.72 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Neutral- Buy 5
- Hold 10
- Sell 2
Today's price within the analysts' price targets
The average target of $100.8 is 1.4% above today's price. 29% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Insurance Operations 47%
- Standard Commercial Lines 37%
- E&S Lines 6.0%
- Investment Segment 5.4%
- Standard Personal Lines 4.1%
By region
The company reports no revenue by region.
Insurance Operations brings in 47% of revenue. E&S Lines grew fastest, by 21% a year.
Segments in detail