Summary
64 / 100 · Bulios Score
What speaks for it
- Earnings per share grew by 28% a year over the last 3 years.
- It has raised its dividend 12 years in a row and pays out only 21% of profit.
- The share price is below the Bulios Fair Price.
What to watch
- It missed profit estimates 6 times in the last 8 quarters.
- Analysts expect revenue to fall by 12% this fiscal year.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapPrice against the Bulios Fair Price
P/E against the industry (Insurance - Property & Casualty)
Bulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 10.2 USD for 1 USD of yearly profit.
Valuation in detailIs it growing?
Yes, fastRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 13% a year over 5 years. Over the last 3 years it grew by 14% a year. For the next fiscal year analysts expect revenue to fall by 12%. Earnings per share grew by 28% a year over the last 3 years.
Growth in detailDoes it make money?
PoorlyWhere 100 USD of revenue goes
- Cost of sales 52 USD
- Sales and administration 37 USD
- Taxes and other 1.9 USD
- Net profit 9.1 USD
Net profit, industry median (Insurance - Property & Casualty) 3.0 USD
Out of every 100 USD of revenue, 9.1 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Small, safe- Yield
- 2.03%
- Paid out of profit
- 21%
- Raised in a row
- 12 years
You receive $1.72 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Neutral- Buy 5
- Hold 9
- Sell 2
Today's price within the analysts' price targets
The average target of $97.25 is 15% above today's price. 31% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Insurance Operations 47%
- Standard Commercial Lines 37%
- E&S Lines 6.0%
- Investment Segment 5.4%
- Standard Personal Lines 4.1%
By region
The company reports no revenue by region.
Insurance Operations brings in 47% of revenue. E&S Lines grew fastest, by 21% a year.
Segments in detail