The Travelers Companies, Inc. TRV · NYSE
$396.24 -0.51% (-$2.03)
Summary
83 / 100 · Bulios Score
What speaks for it
- Earnings per share grew by 33% a year over the last 3 years.
- It has raised its dividend 20 years in a row and pays out only 12% of profit.
- The share price is below the Bulios Fair Price.
- Out of every 100 USD of revenue, 17 USD is left as net profit.
What to watch
- Analysts expect revenue to fall by 9.8% this fiscal year.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 9.8 USD for 1 USD of yearly profit. Over the last five years it was 12.6 USD on average.
Valuation in detailIs it growing?
Yes, fastRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 8.8% a year over 5 years. Over the last 3 years it grew by 9.8% a year. For the next fiscal year analysts expect revenue to fall by 9.8%. Earnings per share grew by 33% a year over the last 3 years.
Growth in detailDoes it make money?
ReasonablyWhere 100 USD of revenue goes
- Cost of sales 65 USD
- Sales and administration 13 USD
- Taxes and other 4.6 USD
- Net profit 17 USD
Net profit, industry median (Insurance - Property & Casualty) 10 USD
Out of every 100 USD of revenue, 17 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Small, safe- Yield
- 1.18%
- Paid out of profit
- 12%
- Raised in a row
- 20 years
You receive $4.70 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Neutral- Buy 11
- Hold 29
- Sell 4
Today's price within the analysts' price targets
The average target of $355.36 is 10% below today's price. 25% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Business And International Insurance 53%
- Personal Insurance 37%
- Bond & Specialty Insurance 9.4%
By region
- UNITED STATES 90%
- Non-US 4.8%
- CANADA 2.6%
- Other Non-U.S. 2.2%
Business And International Insurance brings in 53% of revenue. Personal Insurance grew fastest, by 11% a year.
Segments in detail