Summary
85 / 100 · Bulios Score
What speaks for it
- Out of every 100 USD of revenue, 29 USD is left as net profit.
- Revenue grew by 17% a year over the last 3 years.
- It has raised its dividend 26 years in a row and pays out only 40% of profit.
What to watch
- The share price is above the Bulios Fair Price.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks expensiveBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 12.3 USD for 1 USD of yearly profit.
Valuation in detailIs it growing?
Yes, fastRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 9.9% a year over 5 years. Over the last 3 years it grew by 17% a year. Earnings per share grew by 5.3% a year over the last 3 years.
Growth in detailDoes it make money?
Very wellWhere 100 USD of revenue goes
- Cost of sales 32 USD
- Sales and administration 34 USD
- Taxes and other 5.4 USD
- Net profit 29 USD
Net profit, industry median (Banks - Regional) 21 USD
Out of every 100 USD of revenue, 29 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Moderate, safe- Yield
- 3.26%
- Paid out of profit
- 40%
- Raised in a row
- 26 years
You receive $1.52 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Neutral- Buy 2
- Hold 8
- Sell 1
Today's price within the analysts' price targets
The average target of $49.5 is 6.0% above today's price. 18% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Deposit Account 38%
- Fiduciary and Trust 22%
- Service, Other 19%
- Mortgage Banking 9.2%
- Credit Card 7.6%
- Other 4.5%
By region
The company reports no revenue by region.
Deposit Account brings in 38% of revenue. Fiduciary and Trust grew fastest, by 9.9% a year.
Segments in detail