Western Alliance WAL · NYSE
$76.28 -1.95% (-$1.52)
Summary
77 / 100 · Bulios Score
What speaks for it
- Revenue grew by 21% a year over the last 3 years.
- The share price is below the Bulios Fair Price.
- Out of every 100 USD of revenue, 19 USD is left as net profit.
- It has raised its dividend 5 years in a row and pays out only 18% of profit.
What to watch
- Analysts expect revenue to fall by 25% this fiscal year.
- Earnings per share fell by 3.5% a year over the last 3 years.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 8.4 USD for 1 USD of yearly profit. Over the last five years it was 9.9 USD on average.
Valuation in detailIs it growing?
SlowlyRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 32% a year over 5 years. Over the last 3 years it grew by 21% a year. For the next fiscal year analysts expect revenue to fall by 25%. Earnings per share fell by 3.5% a year over the last 3 years.
Growth in detailDoes it make money?
Very wellWhere 100 USD of revenue goes
- Cost of sales 42 USD
- Sales and administration 33 USD
- Taxes and other 4.8 USD
- Net profit 19 USD
Net profit, industry median (Banks - Regional) 21 USD
Out of every 100 USD of revenue, 19 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Small, safe- Yield
- 2.16%
- Paid out of profit
- 18%
- Raised in a row
- 5 years
You receive $1.68 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 19
- Hold 5
- Sell 0
Today's price within the analysts' price targets
The average target of $84.9 is 11% above today's price. 79% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Interchange Fees 59%
- Other Fees 41%
By region
- NEVADA 36%
- Northern California 26%
- ARIZONA 23%
- Southern California 14%
Interchange Fees brings in 59% of revenue.
Segments in detail