Summary
35 / 100 · Bulios Score
What speaks for it
- The share price is below the Bulios Fair Price.
- It has raised its dividend 7 years in a row.
What to watch
- Earnings per share fell by 36% a year over the last 3 years.
- It pays out more in dividends than it earns: 230% of profit.
- Out of every 100 USD of revenue, only 3.2 USD is left as net profit.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 26.9 USD for 1 USD of yearly profit. Over the last five years it was 25.8 USD on average.
Valuation in detailIs it growing?
It is shrinkingRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 2.6% a year over 5 years. Over the last 3 years it fell by 0.7% a year. Earnings per share fell by 36% a year over the last 3 years.
Growth in detailDoes it make money?
PoorlyWhere 100 USD of revenue goes
- Cost of sales 36 USD
- Sales and administration 51 USD
- Taxes and other 9.0 USD
- Net profit 3.2 USD
Net profit, industry median (Financial - Mortgages) 9.6 USD
Out of every 100 USD of revenue, 3.2 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
High, at risk- Yield
- 8.56%
- Paid out of profit
- 230%
- Raised in a row
- 7 years
You receive $2.71 per share a year. The payout is more than the company can comfortably cover.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 10
- Hold 6
- Sell 0
Today's price within the analysts' price targets
The average target of $69 is 102% above today's price. 63% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Servicing Fees 70%
- Product and Service, Other 23%
- Investment Management Fees 7.2%
By region
The company reports no revenue by region.
Servicing Fees brings in 70% of revenue. Product and Service, Other grew fastest, by 44% a year.
Segments in detail