The Western Union Company WU · NYSE
$6.31 -0.55% (-$0.04)
Summary
69 / 100 · Bulios Score
What speaks for it
- The share price is below the Bulios Fair Price.
- It bought back its own shares for $234.6M in the last fiscal year, 12% of its market value.
What to watch
- Revenue fell by 3.3% a year over the last 3 years.
- It missed profit estimates 4 times in the last 8 quarters.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 5.1 USD for 1 USD of yearly profit. Over the last five years it was 6.4 USD on average.
Valuation in detailIs it growing?
It is shrinkingRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue fell by 3.5% a year over 5 years. Over the last 3 years it fell by 3.3% a year. For the next fiscal year analysts expect revenue to grow by 0.5%. Earnings per share fell by 13% a year over the last 3 years.
Growth in detailDoes it make money?
ReasonablyWhere 100 USD of revenue goes
- Cost of sales 67 USD
- Sales and administration 17 USD
- Taxes and other 6.4 USD
- Net profit 9.8 USD
Net profit, industry median (Financial - Credit Services) 16 USD
Out of every 100 USD of revenue, 9.8 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
High, stretched- Yield
- 14.62%
- Paid out of profit
- 74%
You receive $0.94 per share a year. The payout takes a large part of its profit or free cash flow.
Dividends in detailWhat do analysts expect?
Neutral- Buy 6
- Hold 28
- Sell 15
Today's price within the analysts' price targets
The average target of $6.86 is 8.8% above today's price. 12% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Consumer Money Transfers 87%
- Consumer Services 13%
By region
- North America Member 39%
- Europe And Cis 31%
- Latin America And Caribbean 16%
- Middle East Africa And South Asia 15%
Consumer Money Transfers brings in 87% of revenue. Consumer Services grew fastest, by 30% a year.
Segments in detail