Summary
89 / 100 · Bulios Score
What speaks for it
- Out of every 100 USD of revenue, 24 USD is left as net profit.
- It has raised its dividend 13 years in a row and pays out only 22% of profit.
- Revenue grew by 14% a year over the last 3 years.
What to watch
- The share price is above the Bulios Fair Price.
- Analysts expect revenue to fall by 29% this fiscal year.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks expensiveBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 8.0 USD for 1 USD of yearly profit. Over the last five years it was 9.3 USD on average.
Valuation in detailIs it growing?
Yes, fastRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 11% a year over 5 years. Over the last 3 years it grew by 14% a year. For the next fiscal year analysts expect revenue to fall by 29%. Earnings per share grew by 1.3% a year over the last 3 years.
Growth in detailDoes it make money?
Very wellWhere 100 USD of revenue goes
- Cost of sales 27 USD
- Sales and administration 43 USD
- Taxes and other 6.6 USD
- Net profit 24 USD
Net profit, industry median (Banks - Regional) 21 USD
Out of every 100 USD of revenue, 24 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Small, safe- Yield
- 2.76%
- Paid out of profit
- 22%
- Raised in a row
- 13 years
You receive $1.83 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Neutral- Buy 18
- Hold 29
- Sell 4
Today's price within the analysts' price targets
The average target of $75.38 is 14% above today's price. 35% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Products And Services, Commercial Account Fees 39%
- Products And Services, Card Fees 30%
- Products And Services, Retail And Business Banking Fees 16%
- Products And Services, Wealth Management And Trust Fees 11%
- Products And Services, Capital Markets And Foreign Exchange Fees 4.0%
By region
The company reports no revenue by region.
Products And Services, Commercial Account Fees brings in 39% of revenue. Products And Services, Capital Markets And Foreign Exchange Fees grew fastest, by 21% a year.
Segments in detail