Summary
State Street Financial Select Sector SPDR ETF is an ETF - a fund traded on an exchange like a stock - run by SPDR. Positions inside: 80. The ten largest make up 58% of the fund.
- Yearly costs
- 0.08%
- Fund size
- $51.3B
- Positions
- 80
- Dividend yield
- 1.50%
- Running since
- 1998
What speaks for it
- Costs of 0.08% a year are below the middle of comparable funds (0.44%).
- A large fund with $51.3B under management.
- Easy to buy and sell: about $1.88B changes hands a day.
- Average yearly growth over the last ten years: 11%.
- It has been running since 1998.
What to watch
- The ten largest positions make up 58% of the fund, so its result rests on a few names.
- 98% of the fund is in one sector (Financials).
- 97% of the fund is in one country (United States).
A fund has no Bulios Score and no Fair Price of its own - both are computed from the results of a single company. This page shows what is inside the fund and what it costs instead.
Price
Performance
- 1 month
- -0.6%
- 3 months
- -1.3%
- This year
- +1.4%
- 1 year
- +6.4%
- 3 years
- +70%
- 5 years
- +39%
- 10 years
- +182%
- Avg. market cap
- $461.3B
- P/E
- 15.3x
- Forward P/E
- 15.3x
- P/S
- 2.9x
- P/B
- 2.5x
- P/FCF
- 12.6x
- EV/EBITDA
- -
- Dividend yield
- 1.52%
- ROIC
- -
- ROE
- 37.1%
- Gross margin
- -
- Operating margin
- 31.1%
- Net margin
- 25.5%
- Payout ratio
- 23.2%
- Net debt/EBITDA
- -
- Beta
- 0.75
Weighted average of the 50 largest companies, which make up 93% of the fund. Banks and insurers are left out of the gross margin, the ROIC and the EBITDA figures.
What is inside?
Concentrated- 1 BRBerkshire Hathaway BRK-B 13%
- 2 JPJPMorgan JPM 11%
- 3 VVisa V 8.7%
- 4 MAMastercard MA 6.4%
- 5 BABank of America BAC 4.3%
- 6 GSGoldman Sachs GS 3.3%
- 7 WFWells Fargo WFC 3.2%
- 8 MSMorgan Stanley MS 2.8%
- 9 CCitigroup C 2.7%
- 10 AXAmerican Express AXP 2.1%
Positions in the fund: 80. The ten largest make up 58% of it.
Composition as of Oct 18, 2026.
Where is it spread?
One sector dominatesBy sector
- Financials 98%
- Technology 1.6%
- Industrials 0.2%
- Other 0.00%
By country
- United States 97%
- Switzerland 1.6%
- Ireland 0.8%
- Bermuda 0.6%
- Other countries 0.4%
By company size
- Mega cap 58%
- Large cap 42%
By the company's market value: Mega cap from $200B, Large cap from $10B, Mid cap from $2B, Small cap from $300M, Micro cap below $300M.
Largest sector: Financials (98%). Largest country: United States (97%). Largest size group: Mega cap (58%).
What does it cost me?
Cheap- A year from $10,000
- $8.00
- Over 20 years
- $401
From every $10,000 invested the fund takes $8.00 a year. You do not pay it separately - it is taken out of the fund's value. Over 20 years at 5% yearly growth that adds up to about $401.
How has it done?
Growing over the long run- A year on average, 10 years
- +11%
- Deepest drop
- -27%
- Yearly volatility
- 15%
Average yearly growth over the last ten years: 11%. Deepest drop in these years: 27% below the earlier high.
Does it pay dividends?
Yes, it pays out- Yield
- 1.50%
- Payments a year
- 4
- Last payment
- $0.20
Over the last 12 months it paid $0.83 per share, which is 1.50% of today's price. The last payment was $0.20 on Sep 21, 2026.
Is it easy to buy and sell?
Very easy- Traded a day
- $1.88B
- Shares a day
- 34M
On an average day about $1.88B of the fund changes hands.
How expensive are the companies inside?
Usual valuation- P/E of the companies inside
- 15.3
- Average Bulios Score
- 75 out of 100
Weight by Bulios Fair Price
- Undervalued 37%
- Fairly valued 16%
- Overvalued 46%
On average the companies inside trade for 15.3 times their yearly profit. By Fair Price, 46% of the rated weight comes out as overvalued.
Counted from its largest companies (50), which make up 93% of the fund. Each company counts by its weight. We use the metrics, the Bulios Score and the Fair Price of the companies themselves.
Similar funds
Funds that hold much of the same. The overlap says how much of their weight they share with this fund.
| Fund | Domicile | Size | 1-year change | Dividends | ||
|---|---|---|---|---|---|---|
QD QDVH.DE iShares S&P 500 Financials Sector UCITS ETF | Ireland | 0.15% | $2.32B | +13% | Reinvests | 100% |
ZP ZPDF.DE State Street SPDR S&P U.S. Financials Select Sector UCITS ETF (Acc) | Ireland | 0.15% | $860.7M | +13% | Reinvests | 97% |
XU XUFN.DE Xtrackers MSCI USA Financials UCITS ETF 1D | Ireland | 0.12% | $804.4M | +11% | Pays out | 93% |
VF VFH Vanguard Financials ETF | United States | 0.09% | $13.9B | +6.3% | Pays out | 86% |
VF VFAIX Vanguard Financials Index Fund Admiral Shares· mutual fund | United States | 0.09% | $13.9B | +6.3% | Pays out | 86% |
IY IYG iShares U.S. Financial Services ETF | United States | 0.37% | $2.23B | +6.8% | Pays out | 84% |